Competição bancária importa?

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From a sample of Asian countries over the period 1999-2007, this paper investigates the link between bankcompetition and economic development. In general, although banking market power has a U-shaped relationship witheconomic growth, banking market power tends to improve economic growth. However, the positive impact of banking market power on economic growth only occurs in agricultural sector, but not in industrial sector. It is also shown thathigher banking market power in countries with greater economic freedom erodes overall economic growth and industrial growth. On the contrary, there is no significant relationship between banking market power and agricultural growth in countries with greater economic freedom. Therefore, when economic freedom increases and financial service investments come into a country, any policy to boost banking competition becomes necessary. In this phase,as well, industrial sector is more important than agricultural sector.

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